Consumer Tip No. 97: Watch Out for FEMA Scams

In honor of my Caught Dead in Wyoming mystery series, my assistant Gabriella Samuels is writing for my newsletter and blog a series of consumer tips inspired by TV reporter Elizabeth Margaret Danniher.


The Atlantic Ocean is heating up as summer is in full swing. Hurricane Beryl caused significant damage in the Caribbean and is currently moving through Texas. As the season progresses, there will be an increase in summer storms and hurricanes, some of which could significantly impact homes and lives. In the United States, FEMA (the Federal Emergency Management Agency) plays a crucial role in responding to and supporting the recovery from natural disasters and other crisis. Unfortunately, scammers use these disasters to mislead and swindle unsuspecting people.

Imposters pretending to be FEMA agents or FEMA inspectors are a common scam, especially in times of crisis or disaster. Scammers manipulate people at their most vulnerable to get them into sharing personal information or sending money under false pretenses.

Protect yourself by recognizing the signs of a FEMA scam. Here are some things to remember:

  • FEMA representatives do not request money for aid applications.
  • FEMA does not request sensitive information such as your Social Security number or banking details over the phone or via email.
  • FEMA house inspectors do not make unannounced visits to your home.
  • Double-check provided contact details with official FEMA sources, such as their website or helpline.
  • When contacted unexpectedly, avoid sharing any personal information. Confirm the legitimacy of any request by contacting FEMA directly through their official channels.

Read more about FEMA’s fraud protection here.

Knowing about these scams is crucial for avoiding financial loss and keeping your personal info secure. Stay vigilant and safe.